Your family are important to you and taking care of them is vital. Protecting your family, your mortgage and your income are all considerations that we can guide you through to ensure that effective plans and solutions can be put in place.
Protect your Mortgage
Any mortgage or loan that you have would be repayable on the death of a party to that loan, so it makes good sense to have insurance that covers this eventuality. This can in many instances be cost effective to arrange and if you have cover already, it would be sensible to review its effectiveness to make sure it is still appropriate and competitive.
Protect your Family
Protecting your loved ones is important and we can guide you through the different plans and ways that cover can be put in place to look after them should calamity strike. This could entail combinations of different forms of life assurance, critical illness and medical cover.
Protect your Income
Whilst it is important to insure the family, home and car, if you are unable to work through accident or illness, it may become difficult to keep all that you have worked so hard to achieve. Having a back-up plan for you should illness or accident strike is a great way to alleviate this concern.
“These protection policies will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained the cover will lapse and you will be without their protection”.